Smart Link ERP
NAPSA Contributions Calculator (National Pension Scheme Authority)
Provide Your Salary Details Below
Summary (Deductions)
Employer & Employee(5%)
K0
Total Deductions(10%)
K0
Details (Deductions & Earnings)
| Total Earnings (Gross + Allowances) | K 0.00 |
| Employee Share (5% employee share) | K 0.00 |
| Employer (5% employee share) | K 0.00 |
| Total Deductions (Full 10%) | K 0.00 |
| Wages After Deductions (5%) | K 0.00 |
How to Calculate NAPSA In Zambia (2025)
- Calculate your gross income. This is the sum of your basic salary and any allowances you receive. Allowances can include commissions, bonuses, overtime, and other emoluments.
- Calculate your allowances. This includes any additional income you receive on top of your basic salary, such as commissions, bonuses, overtime, and other emoluments.
- Add any employer deductions. These could be deductions for a payday loan or credit, if any. These are subtracted from your gross income.
- Calculate NAPSA. This is a mandatory contribution to the National Pension Scheme Authority and is calculated as 5% of your gross earnings. The maximum contribution is capped at a certain amount which changes every year.
- Subtract the NAPSA contribution from your gross income. This gives you the amount of income after the NAPSA deduction.
- Take note of your income after the NAPSA deduction. This is the amount of income that is subject to further deductions or contributions.
- Calculate other statutory contributions if applicable. These could include NHIMA, Workers Compensation, etc. Each of these contributions has its own calculation rules and rates.
- Subtract these other statutory contributions from your income after the NAPSA deduction. This gives you the net income after all deductions and contributions.
NAPSA Ceilings History
| Year | 5% | 10% |
|---|